Terms & Conditions/Privacy Policy

TERMS & CONDITIONS (T&C)

Last Updated: 11/01/2025

Welcome to The Nurse Realtor AZ website, digital products, and related services (“Site”). By accessing, purchasing, or using this Site, you agree to the following Terms & Conditions. Please read them carefully.

1. Use of Website

This Site is intended for individuals seeking information, education, and services related to real estate, wellness, and financial empowerment. You agree to use the Site for lawful purposes only. You may not:

Copy, distribute, or misuse the content found on this Site
Interfere with the website’s operation or security
Use the Site to transmit harmful or unauthorized content

2. Intellectual Property

All content on this Site—including videos, workshops, guides, digital downloads, programs, text, images, branding, logos, and course materials—is the exclusive property of The Nurse Realtor AZ (Kimberly O’Neill).

You are granted a non-transferable, personal, limited license to access materials for your own use. You may NOT:

Reproduce, redistribute, sell, or publicly display any content
Share login credentials or course access
Claim content as your own

Unauthorized use may result in removal of access and legal action where applicable.

3. Digital Product Access

Purchases of digital products—including guides, mini-courses, workshops, and templates—are final and non-refundable due to the immediate access provided.

You are responsible for ensuring:

Your email is entered correctly
You save or download the materials provided
You maintain the confidentiality of your login credentials

4. Real Estate Services Disclaimer

Real estate information provided on this Site is educational in nature. While Kimberly O’Neill is a licensed Realtor® in Arizona, information on this Site does not create a client-agency relationship. To become a real estate client, a written agreement must be executed.

All market analyses, advice, and forecasts are provided for general informational purposes only.

5. Investment & Financial Disclaimer

Content discussing investing, homeownership, mortgages, tax benefits, or financial planning is educational only and not individualized financial, legal, or tax advice. You should seek your own professional advisors before making financial decisions.

6. No Guarantees

While success stories, testimonials, and examples may be shared, results vary by individual. No guarantees of income, investment returns, or real estate outcomes are made or implied.

7. Limitation of Liability

By using this Site, you agree that The Nurse Realtor AZ and its owners, team members, affiliates, and partners are not liable for:

Any direct, indirect, or accidental damages
Loss of profits or data
Third-party actions or service interruptions

Use this Site at your own discretion and risk.

8. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Site signifies acceptance of updated terms.

9. Contact

For questions about these Terms, contact:
[email protected]

PRIVACY POLICY

Last Updated: 11/01/2025

Your privacy is incredibly important. This Privacy Policy explains what information we collect, how it’s used, and your options.

1. Information We Collect

We may collect:

a. Personal Information

Name
Email address
Phone number
Payment details (processed securely through third-party gateways)
Mailing address (if applicable)

b. Usage Data

Pages visited
IP address
Browser type
Time spent on the Site
Course engagement analytics

Kajabi may collect additional technical data, which falls under their own platform policies.

2. How We Use Your Information

Your information may be used to:

Deliver purchased products and services
Send newsletters, updates, and promotional materials
Improve user experience
Process payments and orders
Provide customer support
Tailor content and recommendations

We do not sell your personal information.

3. Email Communications

By providing your email, you consent to receiving:

Course and program emails
Marketing emails
Free resources
Newsletters
Updates about events or new content

You may unsubscribe at any time using the link in every email.

4. Payment Security

All payments are processed securely via Stripe, PayPal, or Kajabi’s integrated payment system.
We do not store or access your full payment details.

5. Cookies

This Site uses cookies and tracking technologies to enhance your experience, track analytics, and personalize content. You may disable cookies in your browser settings.

6. Third-Party Services

We may link to third-party websites or use tools such as:

Stripe
PayPal
Email marketing platforms
Social media platforms
Scheduling tools (e.g., Calendly)

These third parties operate under their own privacy policies.

7. Data Storage

Your data is stored securely within Kajabi’s platform and other GDPR-compliant tools we use.

8. Children's Privacy

This Site is not designed for individuals under 18. We do not knowingly collect information from minors.

9. Your Rights

You may request:

Access to your data
Updates or correction
Immediate deletion
Opting out of all communications

10. Changes to This Policy

We may update this Privacy Policy from time to time. Continued use of the Site means you accept any changes.