Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County, just northwest of Phoenix. Known for its warm climate, friendly community, and an array of recreational activities, Surprise offers a unique blend of suburban charm and urban convenience. With a population that has steadily grown in recent years, this city boasts a rich tapestry of cultural diversity and a strong sense of community spirit.

Surprise is not just about beautiful landscapes and sunny skies; it’s also home to a variety of amenities, including shopping centers, dining options, and parks. The city’s crown jewel, Surprise Stadium, hosts spring training for Major League Baseball teams, making it a hotspot for sports enthusiasts. Outdoor lovers can explore the numerous hiking trails and parks, including the stunning White Tank Mountain Regional Park, where adventure awaits at every turn.

For veterans and active-duty military personnel looking to settle in this welcoming city, there’s great news! Homes in Surprise are eligible for VA loan financing, making homeownership more accessible than ever. With favorable terms and no down payment options, VA loans provide a fantastic opportunity for those who have served our country to invest in their future. The local real estate market features a diverse range of properties, from charming single-family homes to modern townhouses, ensuring that there’s something for everyone.

Discover the charm of Surprise, AZ, where community, opportunity, and a sunny lifestyle await you. Let us help you find your dream home and start your next chapter in this wonderful city!

Newest Surprise Homes with VA Loan New Financing

4 Beds ⋅ 2 Baths ⋅ 7073856 MLS ⋅ 1,864 SqFt.

Exceptional value, with a new AC and priced to sell! Ideally located just minutes from Surprise Town Center & Marketplace, Surprise Stadium, and the Surprise Aquatic Center. The popular split-bedroom floor plan features 4 bedrooms, including a spacious primary suite with a walk-in closet and private bath. The open-concept kitchen, dining area, and great room create an inviting space for everyday living and entertaining. A separate front living room provides additional flexibility for formal gatherings, a cozy sitting area, home office, or second entertainment space. Don't miss your opportunity to make this well-located Surprise gem your new home!

15249 W Post Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7073828 MLS ⋅ 1,376 SqFt.

Don't miss this GORGEOUS 3-bedroom, 2-bath home! From the moment you step inside, you'll appreciate the elegance and thoughtful updates throughout, including tile and wood laminate flooring, NEW WINDOWS, custom lighting, and fresh interior paint and new ceiling fans throughout (August 2026). Major updates include a NEW A/C unit (2022), NEW WASHER (2025), NEW DRYER (2026), and NEW REFRIGERATOR (2026). The spacious primary suite features TWO CLOSETS and convenient backyard access. Step outside to a beautifully designed backyard featuring artificial turf, a playground area, and a covered patio that extends the length of the home--perfect for relaxing, entertaining, and enjoying Arizona living year-round. No HOA.

18013 N 145th Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7073821 MLS ⋅ 1,376 SqFt.

Don't miss this GORGEOUS 3-bedroom, 2-bath home! From the moment you step inside, you'll appreciate the elegance and thoughtful updates throughout, including tile and wood laminate flooring, NEW WINDOWS, custom lighting, and fresh interior paint and new ceiling fans throughout (August 2026). Major updates include a NEW A/C unit (2022), NEW WASHER (2025), NEW DRYER (2026), and NEW REFRIGERATOR (2026). The spacious primary suite features TWO CLOSETS. Step outside to a beautifully designed backyard featuring artificial turf, and a covered patio that extends the length of the home--perfect for relaxing, entertaining, and enjoying Arizona living year-round.

18013 N 145th Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7073721 MLS ⋅ 1,887 SqFt.

A FANTASTIC FIND !!!...Beautiful Home in Charming Community on Humongous Cul-de-sac lot with Heated Pebble Tec Pool and Spa...Welcome to Elegance and Comfort....Lite and Bright Open Floor Plan Features Recessed Lighting and Large Windows that Allows Plenty of Natural Light and Gas Fireplace....The Kitchen Boasts New Quartz Countertops and Spacious Island ...Stainless Steel Appliances......Charming Den/Office can be converted into 4th bedroom...Updated Bathrooms...New Paint and all New carpet...Enjoy Oversized Cozy Backyard with mature plants....DESTINED FOR GREAT LIVING !!!

14906 N 134th Circle, Surprise

5 Beds ⋅ 4 Baths ⋅ 7073684 MLS ⋅ 3,462 SqFt.

Welcome to Rancho Mercado, where newer construction, thoughtful design and an exceptional West Valley location come together. Built just a few years ago, this beautifully upgraded home offers more than just space. It offers the flexibility to truly live in it. From the moment you step inside, wood look tile flooring and open living spaces create a warm and inviting feel. At the heart of the home is the gourmet kitchen, where beautiful design meets everyday function. Featuring GE Monogram appliances, granite countertops, soft close cabinetry and convenient pull out drawers, everything from cooking to putting away pots and pans is made effortless. Under cabinet LED lighting, pendant lighting, built in trash and recycling and generous storage complete a kitchen designed to work as beautifully as it looks. One of the standout features of this home is the rare flexibility of having two primary suites, with one conveniently located downstairs and another upstairs. Ideal for multi generational living, extended family or guests, the layout provides privacy and independence while still keeping everyone connected. Upstairs, a spacious loft is thoughtfully positioned away from the activity downstairs, creating the perfect place for movie nights, a game room, home office or simply a quiet space to unwind. When it's time to enjoy the outdoors, the finished backyard is ready to go. Beautiful turf and low maintenance landscaping create plenty of room to play, entertain or relax and enjoy Arizona's sunshine. A gas line is already in place for a future outdoor kitchen, offering even more possibilities for creating your ideal backyard retreat. Thoughtful upgrades continue throughout the home with matte black Moen fixtures, updated lighting, ceiling fans, speaker prewire, a tankless water heater, reverse osmosis system, water softener and laundry room plumbing for a future sink. Located in the growing Rancho Mercado community, this home offers convenient access to The Village at Prasada, parks, golf, Lake Pleasant and the 303 and I 17. Its proximity to the expanding TSMC semiconductor campus is another exceptional advantage, placing you near one of the West Valley's most significant employment and economic growth centers. With a flexible floorplan, two primary suites, beautifully designed living spaces and thoughtful upgrades already in place, this is more than just a newer home. It is a home designed to grow and evolve with the people who live in it.

24884 N 143rd Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7073679 MLS ⋅ 2,344 SqFt.

Beautifully designed home with thoughtfully selected modern finishes throughout. Wood look tile flows seamlessly through the main living areas, creating a clean yet warm feel. The gourmet kitchen is highlighted by white cabinetry with 42'' uppers with crown, sleek quartz countertops, island and walk in pantry--perfect for both everyday living and entertaining. Neutral carpet in the bedrooms adds warmth and comfort, while spa-inspired bathrooms featuring timeless finishes. The cohesive palette blends modern style with everyday functionality, offering a move-in-ready home that feels both sophisticated and welcoming.

17270 W Sutherland Way, Surprise

4 Beds ⋅ 4 Baths ⋅ 7073528 MLS ⋅ 3,743 SqFt.

The Ultimate Golf Course Luxury Home. Experience the pinnacle of luxury living in the exclusive Sterling Grove Golf & Country Club with this magnificent Ballantyne model home in Surprise, Arizona. Situated on a rare, oversized golf course lot, this estate delivers breathtaking mountain vistas and unforgettable Arizona sunset views. The outdoor living space is a true sanctuary, featuring an expansive covered patio anchored by a cozy fireplace, creating the perfect setting for upscale entertaining or quiet evening relaxation against the backdrop of the fairways. Inside, an inviting covered entry and extended foyer welcome you into a thoughtfully designed layout, beginning with a spacious, private home office. The home then opens up into a spectacular great room adorned with elegant bea ceilings, which flows effortlessly into a casual dining area and out to the patio beyond. The gourmet chef's kitchen is fully equipped for culinary excellence, boasting premium double ovens, an abundance of counter and cabinet space, a massive walk-in pantry, and a large center island with a breakfast bar. The main-floor primary bedroom suite serves as a private oasis, highlighted by an oversized walk-in closet and a spa-like bathroom complete with a dual-sink vanity, a linen closet, and a luxury glass-enclosed shower with a built-in seat. The second floor is a versatile retreat, opening up to an enormous flex room that is ideal for a home theater, game room, or secondary living lounge. Secluded on this level are the spacious 2nd, 3rd, & 4th bedrooms, each featuring its own walk-in closet, with two sharing a smart Jack-and-Jill bathroom and a third having direct access to a full hall bath. Thoughtful everyday conveniences complete this exceptional floor plan, including a main-level powder room, a dedicated mudroom drop zone, a centrally located laundry room, and plentiful storage options throughout. Epoxy flooring in the garage. Sterling Grove Golf & Country Club is the West Valley's newest golf experience. The Golf Course is a world-class Nicklaus Design course, operated by the renowned Troon Golf Management Services and designed to be enjoyed by golf enthusiasts and newcomers alike. The state-of-the-art practice facilities are second to none. Home your skills at the driving range, putting and chipping greens, or in the golf simulator. This neighborhood has first-class amenities and beautiful views of the White Tank Mountains, lakes, and ponds. You'll also enjoy the neighborhood greenery on your walks, jogs, and bike rides.

11534 N San Clemente Street, Surprise

2 Beds ⋅ 2 Baths ⋅ 7073467 MLS ⋅ 1,909 SqFt.

Beautiful 2-bedroom, 2-bath golf course home with an extended den and desirable north-facing backyard overlooking the 17th tee box of Desert Springs Golf Course! Features include staggered plank tile throughout, Silhouette blinds and a media wall with electric fireplace. The upgraded kitchen offers granite countertops, soft-close cabinetry, roll-out shelving and newer stainless appliances. Charming breakfast nook with bay window and courtyard access. Spacious primary suite features a bay window and updated bath with dual sinks, granite counters, soaking tub and separate shower. The extended den has a privacy door and can easily serve as a 3rd bedroom. Relax on the extended covered patio and enjoy beautiful golf course views!

16248 W Tuscany Way, Surprise

4 Beds ⋅ 3 Baths ⋅ 7073428 MLS ⋅ 2,647 SqFt.

Stunning former Lennar model home that has never been lived in! Situated on a desirable corner lot, this beautifully upgraded home features 4 bedrooms, 3 bathrooms, and a spacious 3-car garage. The private Next Gen® guest suite offers flexible living space--perfect for extended family, guests, or a home office. The gourmet kitchen showcases elegant quartz countertops and opens to the main living area, making it ideal for entertaining. Step outside to your private backyard retreat featuring a sparkling pool. This rare, move-in-ready former model combines luxury, versatility, and thoughtful design throughout!

15053 W Desert Hollow Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7073427 MLS ⋅ 2,468 SqFt.

Beautiful former Lennar model featuring the popular Juniper floor plan! This thoughtfully designed home offers 4 bedrooms, a versatile den, 3 bathrooms, and a spacious 3-car tandem garage. The open-concept layout provides plenty of room for everyday living and entertaining, while the tasteful desert landscaping creates attractive curb appeal with easy maintenance. With its flexible living spaces, model-home finishes, and desirable floor plan, this exceptional home is ready to impress!

15039 W Desert Hollow Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7073328 MLS ⋅ 1,962 SqFt.

This Tapatio model is just like the sauce-IT'S HOT! Starting w/ stunning curb appeal, mature trees, an expansive courtyard complemented w/ a striking smooth rounded house facade w/ elongated windows. The home is energy efficient w/2023 HVAC & solar panels. The open concept living area has large picture windows w/ new shutters & a new sliding door w/ great views of the backyard. The nicely sized updated kitchen has the fun elongated windows in the dining area, an island, pantry, & lots of cabinet space. It has 3 bedrooms or space for an office/craft room. The main bedroom has a separate door to the covered patio, shutters, an ensuite w/ double vanity, walk-in shower & walk-in closet. New light fixtures thru/out. A terraced backyard w/ no care turf is perfect for entertaining. Just for you.

17950 W Camino Real Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7073275 MLS ⋅ 1,178 SqFt.

Smaller footprint, big living! This chic home offers optimum space utilization without sacrificing style. 2bed, 2 bath & a office/den/craft room provides for all your needs. A NEW ROOF in 2020! The kitchen is well spaced w/ a gas cooktop, & a darling custom eat in area w/ built in seating. The pantry has pull out shelves. The living area features a gas fireplace perfect for the cool winter nights, & has large windows providing nice lighting. Fresh paint & new LVP flooring complement the attractive interior. The main ensuite bedroom is nicely sized w/ a walk-in closet. The guest bedroom is also well- sized. The home features space front & back for fun get togethers, & the back has a covered patio, mature trees for wonderful shade, & an area ideal for a firepit or hottub. Cozy living!

18067 W Udall Drive, Surprise

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